Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

Debt collectors rarely disappear on their own. Old balances can be sold, resold, and pursued in different ways for years, even after the legal window to sue has closed. I want to walk through how long ...

Complaints about aggressive debt collection have skyrocketed in recent months, federal data shows, a sign that more Americans are falling behind on credit cards and medical bills. The rise in ...