American households are carrying a record load of obligations, with total consumer balances climbing to levels that would ...

Credit card marketing used to revolve around people who carried balances and paid late. Now, the industry is quietly zeroing ...

U.S. consumer credit card delinquency and charge-off rates are finally returning to traditional patterns after almost three years of recession-sparked aberrations, analysts at Moody’s Investors ...

Credit card issuers' average delinquency and net charge-off rates continued to climb higher in January as compared with December, bringing credit card metrics higher still from the prepandemic level ...

Banks' long holiday from raising rates on credit card offers continued this week, according to CreditCards.com's Weekly Rate Report. The average annual percentage rate (APR) stood at 14.99% for the ...

Consumer debt hasn't returned to 2019's levels but is showing strong signs of a comeback. NurPhoto via Getty Images US consumers are spending more and ramping up credit card balances, reversing a ...

If you have a balance on your credit card, you might have the option to pay it off in full or carry it from month to month. Most of the time, paying off your credit card in full is the best approach.