Promises of reduced debt, low-interest loans and magical fixes to your credit score that are arriving in the mailbox or email box are tempting, but be aware of the difference and know which is the ...

Credit repair is the process of correcting errors on your credit report to improve your credit score. You can do it yourself for free, but it can be a tedious and time-consuming activity. You can do ...

Credit repair may offer faster dispute resolution, expert analysis and the potential for score improvement. Approach credit repair with realistic expectations, as there’s no guarantee of specific ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life, ...

When repairing credit, you’ll work to fix your credit history by removing negative marks or incorrect information. Repairing credit can open opportunities to get a mortgage or secure a business loan.