The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

Find out if a home or location you are considering falls within the USDA's definition of "rural" and qualifies for a USDA ...

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 ...

This checklist will help verify that you have all the info required to successfully apply for a USDA home loan in 2026.

For first-time home buyers, it can be challenging to save up for a down payment. Down payments vary considerably — from the 3.5% required for FHA loans for first-time buyers to the 20% that many ...

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

If you’re looking to build a new home, a USDA construction loan could be the key to making your project a reality. USDA construction loans can provide funds for purchasing land, plus the financing for ...

Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.

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For many homebuyers, it’s the realization of a dream: a house in the country, with acreage and distant neighbors. But the imbalance of home value to land value can make finding a mortgage challenging.

As world events have people in business, government and economic development contemplating the tension between energy independence and sustainability, it’s worth exploring how creative financing can ...